Floating Reference Rate & Interest Rate Structure

Company Floating Reference Rate (FRR) is 19.55%


Current Floating Reference Rate 19.55%
     
     
Floating Interest Rate Structure
Housing Loan to Individuals for acquisition/construction of houses/upgradation of existing houses
  Minimum Maximum
Upto Rs. 5 Lakhs 9.20% 18.00%
Above Rs. 5 Lakhs to 15 Lakhs 8.40% 18.00%
Above Rs. 15 Lakhs to 25 Lakhs 9.00% 17.50%
Above Rs. 25 Lakhs 8.70% 17.00%
     
Non-Housing Loan to Individuals
  Minimum Maximum
Upto Rs. 5 Lakhs 7.50% 21.25%
Above Rs. 5 Lakhs to 15 Lakhs 9.80% 22.00%
Above Rs. 15 Lakhs to 25 Lakhs 9.80% 18.00%
Above Rs. 25 Lakhs 9.80% 17.00%
     
Housing Loan to Builders/Corporates etc.
  Minimum Maximum
Upto Rs. 5 Crores 12.80% 17.00%
Above Rs. 5 Crores to 15 Crores 15.00% 15.25%
Above Rs. 15 Crores to 25 Crores 15.00% 15.00%
Above Rs. 25 Crores 0.00% 0.00%
     
Non-Housing Loan to Builders/Corporates
  Minimum Maximum
Upto Rs. 5 Crores 10.66% 15.95%
Above Rs. 5 Crores to 15 Crores 15.00% 15.80%
Above Rs. 15 Crores to 25 Crores 0.00% 0.00%